Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele Powers

I am so thankful for my Nationwide Pet Insurance

You hope you never need it, and you are wondering if you are getting your money's worth, until something major happens and you are thankful you have it. Even though I was only reimbursed for half of the cost, it was such a relief. My young dog had an undiagnosed illness but I still received full reimbursement up to the policy limits.
4

out of 5

POSTED: | BY: Marcia Gordon

Says no to a lot, takes a long time to process, but does reimburse if they accept the claim

I was able to get this insurance through my work after I retired and it is deducted from my pension check, so that is very handy. Many things are not covered, including one injury to my dogs leg when he fell playing, and now they will not pay for any future leg injuries. His auto immune disorder I understand, since he had it before I got insurance. Claims take a long time to process, but they offer a service where you can have it deposited into your bank account rather than wait for a paper check. I think I got this mostly in the hopes I would not need it, since with the premiums and the deductible, it already costs a lot.
5

out of 5

POSTED: | BY: Barbara Schafer

always great customer service.....

your company as always has great customer service and explains claims etc very well - Thank You
5

out of 5

POSTED: | BY: Heather Mickelson

Nice to have annual/wellness items covered!

I researched a lot of pet insurance companies and Nation Wide was set apart by the partial reimbursement for annual/wellness items. We also have issues with anal glands and would like to have the surgery but Nation Wide views that as an elective surgery and it is not covered. Overall I am please to see reimbursement in other areas.
5

out of 5

POSTED: | BY: Denise Parker

Good Coverage for the Price

Good medical coverage for the price. Claims processing is a tiny bit slow, but acceptable.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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