Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Emily

Very very poor and disappointing.

Because of a statement that I made that had no effect on the claim whatsoever and the condition my cat suffered I was declined the claim several times. I had to jump through loops to prove that a bladder obstruction was NOT a pre existing condition and had to call my VERY busy vet to write a letter to this disappointing excuse of an insurance company that I shouldnt be declined this claim and punished for using the resources given to me. Overall I will NEVER recommend this insurance company to anyone who want actual care of their pet or even mediocre. I am highly disappointed in you guys and will never give it another chance.
5

out of 5

POSTED: | BY: Ria

Less stress knowing your pet is covered so you dont worry about the cost just be there for your fur babies

Knowing that your pet has insurance, its less stressfull because you dont have to worry about the cost you just be there for your lets comfort.
5

out of 5

POSTED: | BY: Sandra McCarty

Easy, prompt and seamless

My cat recently required emergency vet care due to weekend illness and required follow up care for one month. Your website is customer friendly and easy to navigate for forms, claim submittal and follow up. I can't think of any suggestions for improvement.
5

out of 5

POSTED: | BY: Sandra McCarty

Easy, prompt and seamless

My cat recently required emergency vet care due to weekend illness and required follow up care for one month. Your website is customer friendly and easy to navigate for forms, claim submittal and follow up. I can't think of any suggestions for improvement.
5

out of 5

POSTED: | BY: Lynda Sabochick

Nationwide gives me the peace of mind to take care of my dog, and they will take care of the rest!

I am forever thankful my friend convinced me to get Nationwide pet insurance when I got my first puppy!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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