Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gerald

I recommend to all dog owners

When ever anyone asks me about Pet insurance I tell the about NationWide. We would not be with out it.
5

out of 5

POSTED: | BY: Joe

Covered my pet in time of need

I was a bit concerned initially as to how much of the surgery would be covered by the insurance. Thankfully , I have never has to have my pet have surgery before. I live in NY and vet rates are typically much higher on customary preventative procedures and not fully covered. However, I was very grateful when I was fully reimbursed for her injury , covering my case at 100%. Thanks for providing me with peace of mind. I highly recommend Nationwide for over 7 years.
5

out of 5

POSTED: | BY: Madison

Nationwide is a life saver!

Nationwide pet insurance gives me peace of mind knowing if Marley has an accident (which has happened!) or develops something I haven’t budgeted for (which happens often!) I will be able to provide him with the best possible care without worrying about the cost. Marley has a disease that previously caused him to have diarrhea constantly, accidents in the house, and often feel pretty miserable. If Marley didn’t have insurance, I don’t think I would be able to afford the medications that keep him happy and healthy!
5

out of 5

POSTED: | BY: Michelle

The best insurance!

I took a lot of time researching which company to use and Nationwide is by far superior. The customer service is fantastic.
5

out of 5

POSTED: | BY: Olivia

So glad i was insured with Nationwide Pet Insurance

My dog recently needed emergency vet care due to extreme pain in his neck. The vet bill including an MRI and pain management ended up costing over $5000. My vet submitted the required paperwork directly to Nationwide and within a month I had a check for the expected amount based on my policy direct deposited into my bank account. I am so relieved I can count on Nationwide to respond quickly and with no 'red tape' to my claims. This was the first claim I have submitted and it was totally painless and I gladly renewed my coverage for another year!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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