Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cynthia Moorhead

Smooth Process

They make it easy to submit claims and receiving reimbursement as well! My little cat got the care she needed and I felt confident that her health insurance would help cover her care.
5

out of 5

POSTED: | BY: Julie Nicol

Nationwide is on my side!

I am very happy with the service received from VPI/Nationwide and have referred you to several people looking for quality pet insurance.
5

out of 5

POSTED: | BY: Arthur Gowie

Best thing we ever did for our pet!

Best thing we ever did for our pet was get VPI coverage! Thank you for prompt turnaround when we send in an insurance claim. We recommend you tall our friends who have pets.
1

out of 5

POSTED: | BY: Jeremy Jaech

Coverage well below actual costs of treatment

I thought, as I suspect most people do, that any insurance product will cover the majority of the costs for major veterinary care for my dog. The coverage provided by Nationwide is totally inadequate. My dog was hit by a car and the cost of emergency surgery and post-operative care was more than $11,000. Nationwide paid $600. When I called to ask why, I was told that the scheduled payment for blunt trauma was $550. If I had known that the payment for accidents like this was woefully inadequate, I wouldn't have bothered to purchase insurance. I don't think you can really call Nationwide's product an insurance policy. This coverage certainly doesn't meet my expectations of insurance.
5

out of 5

POSTED: | BY: Jalyn Kaloi

Every pet owner SHOULD have a policy with Nationwide.

It all began with receiving great service with “Daniel” back in 2015. He was thorough and patient, I sensed that he genuinely cared. Called one day for Daniel but he hadn’t picked up, I decided not to leave a voicemail as I had done many times before. Instead, I called back and was connected with Karla who til this day IS compassionate and patient. Speaking with Karla, makes me feel as though we are lifetime friends. She easily helped me change my TWO policies to better suit my pets needs, without judgement but rather thoroughly explaining every detail until I understood. That, speaks volumes!! She never once made me feel stupid nor rushed. Daniel and Karla ARE assests to your company, I can hope they are well taken care of for their level of customer service!! ♥️🐶🐶♥️ Love, Jay, Mahina and Kiyoko Kaloi

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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