Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ryan Schermerhorn

Very happy with Nationwide!

Nationwide has been great. The process for submitting claims and getting paid is super easy and reasonably fast.
5

out of 5

POSTED: | BY: Susan Fowler

Great Dog Health Plan

My baby is doing great now after we finally figured out what has been bothering her for so long, her food. She is now on a food that agrees with her tummy and is doing great. Thank you Nationwide for being there when we need you. Rates are affordable as well. I always recommend Nationwide to fellow animal lovers.
4

out of 5

POSTED: | BY: Deborah Eugley

Overall very pleased. Would like to see faster reimbursement when requesting a check as reimbursement.

Would like faster reimbursement when requesting check as reimbursement. Thank you. Overall very pleased.
5

out of 5

POSTED: | BY: Zoe

Had to call, but got payment

My 22 month old cat got a UTI. She was, after diagnostics, diagnosed with cystitis which had caused inflimation. Instead of steroids the Dr. Prescribed a supplement to help. They sent back that i was missing the diagnosis. I had to call and explain the diagnosis is there and why we chose what we chose. They paid the 90% which was nice. But if there is a diagnosis maybe do research before sending it back declined.
5

out of 5

POSTED: | BY: KAthleen Carter

Nationwide is a great company. Happy to be doing business with them.

Love how they Check in on the condition of your pet. This is a great company.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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