Nationwide | Pet Insurance Review

We have had several vet bills for one of our dogs and nationwide has paid use for each one. It has been refreshing to get what you pay for with no issues.

I'm really upset that after years of being a loyal VPI customer and getting a great deal of financial help for both the big issues and wellness issues, I have gotten denied for more claims under Nationwide in one year than in all my VPI years combined. Additionally, I mentioned during one call that I was unhappy at the huge jumps in policy premiums on the accounts I've actually had to use for my pets. Again, the jumps were not as large under VPI, and this has become like people insurance: if you use it, you are penalized with higher premiums. It is noticeable on three pets where claims were made, but the increase was small on the pet for whom I've not made a claim in years. If not for the pre-existing condition clauses on other policies, I would be taking my business elsewhere.

We have been quite happy with Nationwide Pet insurance. We have not received anything yet on a major surgery that we submitted but on our other claims they have been great .

I don’t skip vet visits, since I know costs will be covered.

The claim paid as I had expected which was nice. It was my first claim of the policy year so my deductible had to be factored in. The only thing, I do feel the claim takes a while to pay out. It wasn’t a complicated claim but still took about 3 weeks to pay. 3 weeks is probably great in healthcare claims but In the world of Amazon it feels like a life time!