Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marie Martinez

Delighted with Nationwide Whole Pet with Wellnes Coverage - Best in Class!

I have been delighted with Nationwide, and even with multiple pre-existing condition exclusions for one of my dogs, the amount of coverage, timely and easy reimbursement process (after setup), and multiple communication support options has been fabulous - we are now in year 2! While premiums are a little more expensive than some other companies, when you consider the coverage it is easy to see the value, Such peace of mind with Nationwide... simply priceless! I am in animal rescue as a volunteer and keep an eye on the insurance industry and offerings and dollar for dollar I highly recommend Nationwide Whole Pet with Wellness.
5

out of 5

POSTED: | BY: Beverly Snavely

Glad we have Nationwide Insurance

We had a shepherd who got a broken leg, and later in life we found out that when they spade her it was not done right. $1500.00 for the leg and just under $5000.00 for the 1 surgery. That wasn't all. She had other things here and there but it gave her couple of more years longer. So after the heartbreak of losing our precious dog it took 3 years to want another dog. There was no way we were not getting pet insurance. We read up on all of them and Nationwide sounded the best. The only place our dog has been is the groomers and kennel besides walks. In the time she got sick were thinking she got sick at the kennel. She has had her shots but it doesn't help with all strands. She's been sick twice so we have to find another kennel. It was over $300.00 for vet visits. We got a refund back. Our portion is paid for the year so if anything happens to her or she gets sick we are covered which you never want anything to happen to them but at least you have a piece of mind knowing you can help your pet. We didn't think we'd need to use the insurance until she got older. You never know !
5

out of 5

POSTED: | BY: Sherry Lewis-Rucker

Excellent Communication

The communication is on point and expeditious. I like the vet help line very much, it helps with informed decision making.
5

out of 5

POSTED: | BY: Barbara Gagle

Glad my pet is insured by Nationwide

Only had one dispute regarding treatment and payment, after calling and speaking with a representative who advised me what to do regarding the claim, it was handled to my satisfaction. Other than the one time, I have never had a problem and my claims have been handled in a timely manner.
5

out of 5

POSTED: | BY: Karie

Pet Insurance was one of our best investments!

Investing in pet insurance is one of the best things we’ve done! It gives us such peace of mind knowing that our pets will be taken care of if something happens and we don’t have to worry about how we’ll afford their emergency care. Nationwide is always so helpful, the people are very kind and they’re quick to pay out claims! If you’re thinking about getting pet insurance, do it!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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