Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Amazing!

Nationwide is amazing! Best pet insurance! I have Nationwide for my dog and 4 exotics and they covered a lot of the vet bills I have! I appreciated a lot because I would do anything and everything for my animals no matter the cost so them helping means a lot. I highly recommend them!
5

out of 5

POSTED: | BY: Colleen Stott

No question claims - peace of mind.

I have submitted a claim randomly prior to this year and was happy with the reimbursement. Over the past year my dog has had numerous ear infections and muscle injury in her leg. The claims were processed in a timely manner and I am happy with the reimbursement. I choose to go the extra step and get an x-ray thanks to knowing that the majority would be reimbursed. Peace of mind when choosing test and medical treatment is helpful!
5

out of 5

POSTED: | BY: Pat O'Brien

Great Insurance company for pets.

Excellent!
5

out of 5

POSTED: | BY: david saldarriaga

Good service. Could improve on claim processing time

Overall happy with the services but claims take a little too long sometimes to process.
5

out of 5

POSTED: | BY: Teresa

Nationwide has always been very responsive to claims and my policy is easy to understand, explaining clearly what is covered.

Nationwide is excellent. I have been very happy for four years now with the customer service and ease of filing claims, as well as timeliness in receiving claims checks.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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