Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda Jacobson

No Regrets

I've had my Deerhounds insured via VPI (now Nationwide) since 2002 .... years before most pet owners recognized the value of health insurance. My primary motivation to get and continue my Boyz on coverage is that I never want to choose between their medical treatment and my bank account. They are the world to me and their well being is my primary concern. Nationwide has helped me keep them "in the pink" over the past 16 years.
5

out of 5

POSTED: | BY: John Moak

Quick Turn Around

I have been using a technique where I take a picture of the claim document and receipt from the vet and attach it to an e-mail message to Nationwide Pet Insurance. The system works a lot faster than it did a few years ago. Mailing the claim from New York to California took forever.
5

out of 5

POSTED: | BY: Jennifer Kroslak

I am grateful for the insurance coverage help.

I am grateful for the insurance coverage help.
5

out of 5

POSTED: | BY: Ben Donisi

Quick Reimbursement

Reimbursement process was quick and they followed up on the condition of my pet. Excellent job by Nationwide Pet Insurance.
1

out of 5

POSTED: | BY: Anne Anderson

Never received payment

This is my first claim and just for a well check and didn't receive payment nor communication about my payment. Why?
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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