Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David Appleby

Thank you for covering Coco's recent surgery.

Nationwide covers unexpected medical costs of our dog, and that is very helpful. The reimbursement is received in a timely fashion.
5

out of 5

POSTED: | BY: Roxanne

Superb service

I cannot say enough about the quality of service Nationwide has provided while my pet has been ill over the last year. Claims are completed promptly and reliably, and the 24hr vetline has been of tremendous value to me.
5

out of 5

POSTED: | BY: Sierra collins

Great coverage at a great price but slow claim repayment

I love the coverage and it is at a wonderful price but even after sending in all medical records it still took around 3 months to get a determination and claim reimbursement. I know since it was my first claim it can take longer to review and process everything however, more communication on the status of the claim would have been appreciated.
5

out of 5

POSTED: | BY: Brock Abernathy

Great insurance with easy filing of claim and quick pay.

You never know how glad you are to have insurance until you need it. When my four year old fur baby was diagnosed with bladder crystals, nothing but surgery would fix the issue. She is great now and Nationwide made the experience so much easier by having easy online claim filing and quick approval turnaround. And, once approved, the payment arrived in days. To anyone who thinks insurance is an unnecessary expense, just wait until you get hit with a big surgery bill. I’ve had insurance with my previous animals and will never be without it. GREAT JOB NATIONWIDE! Thanks for being there for my little girl.
3

out of 5

POSTED: | BY: Amy MacKay

Should have covered ear testing

We are about to go into our third year with Nationwide and you have never paid for one ear claim. With my renewal docs for 2018 I received an addendum that ear infections would be covered if Charlie went one year without an ear infection (which he did). He was seen on 10/13/18 and had an ear check and cytology which came back Negative for an infection yet you denied the claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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