Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer Schmidt

So thankful for Nationwide Pet Insurance!

This has been a tough year for our dog Tucker from losing a toenail which became infected, to an aural hematoma to arthritis - all for the first time in his life. I don't know what we would have done without pet insurance. It gives us the confidence to do everything necessary to give him the best care without having to worry about how we can afford it. When he had been walking without using his front leg for over a week, the vet did an x-ray to determine the cause with a concern of bone cancer. Fortunately it was arthritis not cancer, but it was a very tearful and anxious wait to until the x-rays came back. During the wait, we did have a peace in knowing that whatever treatment or tests he needed, that we would be able to proceed with the blessing of Nationwide Pet Insurance. I am very please with the amount they cover per claim, the only tough thing at times is the the average 4-5 weeks to receive the reimbursement.
5

out of 5

POSTED: | BY: Beverly Korfin

Always get excellent service and support

My experience with Nationwide pet insurance has always been outstanding. The people I speak to genuinely care about my pets and are always helpful and supportive, and pay claims in a timely manner. I highly recommend Nationwide to anybody with a cat or a dog.
5

out of 5

POSTED: | BY: Celestine Toughill

LOVE Nationwide

We recently got a Rottweiler puppy and of course he needed up to date shots and well pet visit. Nationwide stood by the underwriting and covered the entire visit. A few weeks later he had to return for his last set of shots. We submitted the claim, are waiting to here back. If our 2nd experience is anything like our firs, we remain very satisfied. The only issue I had was initially I did not attach an "invoice". I was notified by Nationwide regarding my missing documentation. I then faxed my invoice, and received an email stating they had received it. A couple of weeks later, I received a letter in the mail, stating my claim was denied because I failed to include the invoice. I called immediately and the rep told me they had indeed received my invoice, and she did not know why I was sent a letter saying they had not. In a couple of weeks, it was rectified and I received my check in the mail.
4

out of 5

POSTED: | BY: Megan Cochran

Happy to have pet insurance

Overall this pet insurance is a good value if you take advantage of the wellness benefits. Claims are processed in a reasonable amount of time and customer service has been prompt on the phone when I have used it. The only issue I have had was an email I sent with a request about coverage was ignored and never addressed. I purchased a year's worth of flea/tick medicine because my dog ran out. The purchase date fell into the previous year and I had already used the benefit for that policy period so I requested to use the benefit for the current policy period since that is when the dog will primarily be using the medicine. No answer to my question. Basically request denied.
5

out of 5

POSTED: | BY: Sharon E

Everything is great so far with the coverage

Hi, the service is really easy to use and everything has been great. Thank you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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