Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: MaryBeth

This insurance is terrible and I cancelled it

they Created duplicate policies and when they realized their mistake they cancelled and started a new one. Now claiming that she had pre-existing conditions.
5

out of 5

POSTED: | BY: Michelle Chiu

Takes good care of my fur family

Nationwide takes good care of my fur family. Easy to send claims online and I do like that you can get reimbursement straight to your account now.
5

out of 5

POSTED: | BY: Sung Han

Quick and easy

The claims process was very quick and easy. We received our reimbursement with 2-3 weeks. So far, the service has been as promised.
5

out of 5

POSTED: | BY: Terri Cameron

I’m happy with the prompt process of my claim!

Great service!
5

out of 5

POSTED: | BY: Amanda

So happy to have pet insurance!

I'm offered Nationwide's pet insurance through my work and I am SO GLAD that I signed my dog, Bowie, up. Within the first 3 months of having Bowie, he's had two surprise visits to the emergency vet: One for a tooth removal and another for a stomach x-ray. It's been a whirlwind, but it's been incredibly helpful to not only have insurance, but Nationwide insurance. Their customer service is excellent, and they make it very easy to check in on pending claims. I do wish that claims could be filed a bit faster. It's taken a month for each of my claims to go through, which can be a bit overwhelming. Still, though, I've had no problems so far. Love it!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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