Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Frances Spencer

Great service for our BooBoo

Thank you for the 6 1/2 years of support for BooBoo. Her master, Tony, passed away, and I cannot afford the program. It was really nice to have.
4

out of 5

POSTED: | BY: Janet

Claim submission

The claim processing takes a bit longer, but other than that all good. They handle the claims accordingly.
5

out of 5

POSTED: | BY: Carolyn Walton

Claims made simple and convenient

Nationwide has made the claim process simple and they are paid promptly! I love knowing there is backup care for my dog.
3

out of 5

POSTED: | BY: Mary Beth

Would rather have it than not

Having pet insurance is probably a good idea provided you don’t own a disease-prone dog for whom coverage exceptions are made. Our mixed-breed dog enjoys good health. we are satisfied with the reimbursements we’ve received for periodic health care and treatments.
5

out of 5

POSTED: | BY: Jason C

Help when you need it the most

Teddy, my 14 month old miniature schnoodle, decided that white cap mushrooms were something he wanted to eat. 30 minutes after ingestion, he started to de-compensate very rapidly. He was vomiting and had diarrhea, and his abdomen was rigid. I immediately took him to my local vet, not really observing the speed limit, but I got to the vet in time for the little fellow. The bill was pretty expensive, but saved my puppies life. Nation Wide Pet insurance came in and reimbursed me the entire visit minus the deductible with no questions asked. Teddy is doing wonderful and we have him on a 12 step program for mushrooms anonymous.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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