Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,558

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Azucena

So worth it!

My cat recently has had health issues and the whole process of submitting the claims was super easy. Anything was processed so timely that o had three funds in my account before my credit card payment was due. Very happy with this service!
5

out of 5

POSTED: | BY: Rukhsana

Just perfect....so very helpful.

I am so so happy that I got nationwide pet insurance for my sweet dog Sophie. Peace of mind is priceless.
3

out of 5

POSTED: | BY: meghan

Confused and frustrated

i love this insurance for my 7 year old dog. But as for my 14 year old it just has not been worth it because EVERYTHING is pre-existing! So when you keep denying everything I submit I have to ask "What am I paying for every month?" She is a senior and I am having to pay monthly payments and then her vet bills on top of that without any reimbursements. It's so frustrating and very expensive. Now she may need special food for kidney problems.
5

out of 5

POSTED: | BY: Jay

No problems ever and verry satisfied

Website is easy to navigate, cost for monthly insurance is very low, annual deductible is fair and reimbursement is timely and easy to apply for.
5

out of 5

POSTED: | BY: Mary

Quick and easy!

Thanks for making it so easy to submit a claim and get my reimbursement. It means the only thing I have to worry about is taking care of my dog rather than taking care of the paperwork.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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