5
out of 5
POSTED: | BY: Nadine
Thankful for Duncan's coverage.
I am thankful Duncan has coverage, especially as the coverage his sister has doesn't cover a recuring problem with non-healing sores on her feet.
4.8
out of 5
Number of reviews 24,757
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rocco
Excellent service for last 7 years except for the rate increases each year need a stable rate.
Keep raising the rate each year I might change to a better rate insurance
5
out of 5
POSTED: | BY: Staci
Never thought pet insurance could be this easy
I was amazed at how helpful the Nationwide team was with my questions and claim. I wasn't sure if my dogs emergency appointment for stomach issues would be covered. It was a large bill but I was willing to pay it no matter what for my sweet boy. The team had my claim approved and a check turned around so quick. It was a pleasant surprise to get this help.
1
out of 5
POSTED: | BY: Sue
Horrible claim processing time
The company says they will settle your claim within 30 days. I have claims that I filed in early October that haven’t been processed yet. Every 30 days they send me a letter saying it will take another 30 days to process, but they don’t tell you why. This has continued for four months. If I would have known this I never would have signed up with them. I have 8 open claims that I am waiting to have processed. The company is slow to process your claim but quick to take your money.
3
out of 5
POSTED: | BY: Jesus
Not the best return you would hope
My two cardigan corgis got poisoned and developed pancreatitis, intractable nausea, vomiting and bloody diarrhea. They wanted to put them down initially and after 24hr reevaluation. They stayed in ICU care about 6 days with multiple iv fluids, medicines and eventually they pulled through. The final bill was between 10-11 thousand dollars for both dogs.
We got about 3500 dollars back. For poisoning which is the main reason for which they went, they only covered 100 dollars out of 5000. That was appalling and ridiculous. We've been with this insurance since they were born (initially VPI pet insurance and now Nationwide), paying high premium for both and we've usually just take them twice a year to the vet for check ups, vaccines and dental hygiene. We pay out of pocket for all heart meds and flea control. I don't know why they cover so little for something so frequently encountered in the pet population. I personally wouldn't recommend the insurance. if we save all the money payed to the insurance company, we would have been able to pay the whole disease process.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.