Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ryan Whitman-Morales

Update claims process and turn-around time

Your service is quite helpful, however multiple products are on the market and competing on price and features for account service. Online secure claims submission, e-signature, claims tracking, and document uploads are all common tools of your competition. I would say I'm satisfied with your insurance, however the process of accessing it is not competitive with your peers. Printing, hand signing, scanning and emailing documents and attachments is a poor process for 2018. As is waiting multiple weeks without status tracking etc. I imagine many of your claims are routine, however major reimbursements take what seems the same path as minor ones. If I'm waiting for $60 or $1000 reimbursement I'm still in the dark for weeks, while I've fronted you the money at no interest, for families where this is a financial hardship... Your service needs to modernize and prioritize in a way that is transparent to your clients.
5

out of 5

POSTED: | BY: Susan Storer

Insurance is good. It doesn’t pay for everything but so far I’m happy.

Yes basically I am satisfied. I have had Pet Insurance for 11 plus yrs now. I wish we could get re-emburst more than one time a year for Flea and Tick medicine but that’s I suppose a minor detail We pay quite a bit in each year and I don’t use and haven’t fortunately had to use it except for regular check ups. I do takes good care of my babies which it is has it should be.
5

out of 5

POSTED: | BY: Matt Lolich

Very simple process.

The process to submit my pet's claim is very simple. Scan and upload invoices and the pre-filled claim form. I get alot out of my monthly payment. Just had a vet visit of close to $1000 and I was reimbursed almost $700.
5

out of 5

POSTED: | BY: Matt Lolich

Very simple process.

The process to submit my pet's claim is very simple. Scan and upload invoices and the pre-filled claim form. I get alot out of my monthly payment. Just had a vet visit of close to $1000 and I was reimbursed almost $700.
5

out of 5

POSTED: | BY: Glenda Sullivan

Prompt, pleasent service.

Great service. Very pleased.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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