Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,582

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lois

Thank heaven for insurance!

Shortly after we got Sadie, a Black Mouth Cur, and saw what an avid hunter she was (squirrel, deer - anything that moved) and how she would fly through the woods with total abandon, I thought it would be wise to get insurance for the inevitable accident she was sure to have. All was well for a few years, at which time my husband thought we should stop the insurance but I insisted we keep it. Thank heaven! Not too long after, Sadie completely tore her cranial cruciate ligament, leaving her very lame and requiring surgery. With the final bills well over $4,000, this would have been a very difficult amount to manage. We were quite pleased with the amount the insurance covered, and relative ease of submitting claims. Our veterinarians have always submitted the claims for us, something I highly recommend, so that all details and codes are correct, thus eliminating either a denied claim or the need to resubmit. Thank you for helping us and our Sadie!
5

out of 5

POSTED: | BY: Alma

It’s been great having Nationwide for his insurance,It’s peace of mind for me.

Excellent coverage for Koa, I only want the best for my dog
5

out of 5

POSTED: | BY: Zachary

Excellent service!

My pet insurance experience for my now 1 year old puppy has been extremely positive with Nationwide! Love the ease of submitting claims and the great coverage that comes along with it. My wife and I have also used the 24/7 Vet Helpline several times over the first year of having our pup, and they are always super responsive and helpful!
5

out of 5

POSTED: | BY: Elaine

Glad to have national insurance to help!!!

Great insurance wouldn’t be without it .
5

out of 5

POSTED: | BY: Linda

Wouldn't be without this coverage

I am very happy with VPI coverage for Maddie. We live in an area that has rattlesnakes and we have had them in our back yard. We vaccinate Maddie every year, and she has had rattlesnake aversion training, but you just never know what might happen. I'm glad to know we are protected. Also, she has a sensitive stomach and is on a special diet, but sometimes she needs meds to get her back on track when she gets sick. I'm grateful to have this coverage. I tell everyone with pets about VPI and how happy we are with them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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