Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Victoria Chu

Coverage is fairly comprehensive

The vet recommended Oravet dental chew for dental maintenance. It was covered when we got our first bag, but none after that. I would like to know what changed please.
5

out of 5

POSTED: | BY: Sharon Smalling

Nationwide is the best!

Your quick response and reimbursement far exceeded expectations!
5

out of 5

POSTED: | BY: Amber Kirkman

Appreciates their customers and pets; demonstrates that appreciation through follow-up, reimbursement efficiency and value.

Appreciate the follow-up to check in on my pet and the broad base of services reimbursed as well as the quick reimbursement.
4

out of 5

POSTED: | BY: Paul Flebotte

Better Than No Insurance

I find that the reasons for coverage and non-coverage are not clear. Claims take much too long to process, they should be finalized in under 21 days so that credit cards payments for the vet bill can be paid within the monthly cycle. I will say that their customer service representatives are very friendly and super helpful.
5

out of 5

POSTED: | BY: Peggie Mitsky

Claims take too long to process

Claims take way too long to process - generally 3 weeks or longer and all my claims are straightforward. I have AFLAC insurance and they process claims within 5 days! I think you can shorten the processing time.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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