5
out of 5
POSTED: | BY: Julia Schmitt
Great coverage!
Excellent pet coverage - submitting the claims is very easy and the reimbursement arrives quickly and hassle free. I definitely recommend!
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda Benjamin
Winnie is doing well and I appreciate the assistance that I receive from this insurance.
The only challenge I see is that you cannot always time getting the insurance policy to go into effect based on when you get the pet and sign up for the insurance. Especially with puppies, that means the first few visits (which can be expensive) do not count towards the deductible and then, if there is an illness it is viewed as a pre-existing condition and may not be covered. With Winnie, the example is associated with UTIs, which were multiple the first few months. She has since been fine but is that considered a pre-existing condition going forward.
5
out of 5
POSTED: | BY: Tracie Gibson
Great Insurance
Has been a life saver the older my dog gets. Claims process is simple and fast.
5
out of 5
POSTED: | BY: Jeanie Waters
Truly caring people work at Nationwide Insurance
Nationwide has been wonderful at paying my claims. So far, every one has been accepted and they have paid 90% of what I actually paid. My dog has exclusions for a couple of preexisting conditions, but I knew that before his coverage, and one exclusion has been removed (his teeth were dirty, so his first teeth cleaning fell under the exclusion).
When you call there, the staff in genuinely concerned about the welfare of your animal, and does their best to help out when they can. Although it is expensive, I have the top plan for my service dog. So far, I have been able to keep up with the cost of the coverage, and have peace of mind that an emergency vet bill won't bankrupt me.
5
out of 5
POSTED: | BY: Robin Baadsgaard
Nationwide Pet Insurance was the best investment we have made
I really didn't think pet insurance would really be worth it, but the money we pay for insurance has paid off. Just going to the vet for routine yearly immunizations, medication, and a few minor issues that came up basically was reimbursed because of the insurance. We pay around $700.00 a year in insurance, and our reimbursements were around the same. We lost one of our pets around a year ago and I believe if we had insurance we could have possibly saved our baby's life. I now feel more at ease having pet insurance in the event something were to happen to our other pets. Our pets are not just pets to us they are family we love dearly, and I would do anything possible to insure their health
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.