Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lawrence Hoffman

Worth It

I have relatives and friends that use Nationwide pet insurance and they have all been pleased. I signed up our new pup early on and plan to stay through her lifetime.
5

out of 5

POSTED: | BY: Joyce Marion

Very efficient in paying out claims on time.

I have not had a problem when I had to file a claim. Also enjoy the Pet information.
5

out of 5

POSTED: | BY: LINDA COUREY-DEGNAN

GET THIS iNSURNACE

Excellent insurance, responsive to claims and efficient communicators..THANK YOU!
5

out of 5

POSTED: | BY: Ranisa

Thank you, you’ve been Amazing!

My dog ruptured a disc and had to have emergency surgery to avoid paralysis. Nationwide insurance covered the insured portion and it was deposited into my account within a couple weeks. I am so grateful and so relieved! Thank you, Nationwide for being so amazing!
5

out of 5

POSTED: | BY: Sabrina E

Quick payout

My household budget is very tight but knowing I can pay for ANYTHING my cats need on a credit card is helpful/ I can pay that credit card off with my 90% back from Nationwide within a week or two. My older cat had an ER visit costing $500 and getting over $450 back almost immediately was enough to ensure every person I know to get this insurance for their pets.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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