Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bonnie

Great

Excellent customer service and speedy claim processing
5

out of 5

POSTED: | BY: Genette Stump

My puppy is newly insured and so far the coverage is exactly as advertised.

My puppy had her first two visits to the vet three weeks apart. I have been reimbursed already for both visits. I used the VitusVet App to submit the claim. Great overall experience so far.
5

out of 5

POSTED: | BY: Alan Lipsyc

Fantastic piece of mind and a quality product

Nationwide has been extremely cooperative and efficient. It is a service that gives us piece of mind with our K-9 care and has been a service well worth the premiums.
5

out of 5

POSTED: | BY: Jo Ann

Winston's recovery

Winston is much better. Back to his frisky self.
2

out of 5

POSTED: | BY: Barbara

Doesn’t reimburse for anything

I am seriously thinking about canceling policies for both of my dogs. I pay over 100 a month for coverage and reimbursement is a joke. My dog Lucy needed surgery which costs over 1200 and only got 300! I have been paying on her policy for 12 years. I am thinking let insurance is a racket.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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