Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: April Cormier

Great coverage

Great coverage but the last few claims took a lot longer than expected to process. I wish the insurance would cover an allergy injection that Maggie needs every 3 months or so. Considering that she was a rescue, I don't think she should have been labeled with a pre-existing condition.
5

out of 5

POSTED: | BY: Brenda Ensley

my dog had surgery

Awesome, that's what I have to say about Natationwide.
5

out of 5

POSTED: | BY: Kenton Smith

Naltionwide delivers as promised.

Our breeder puppy has several health problems that we're unanticipated. Nationwide has provided coverage for all of his health problems. We are very pleased with our coverage.
5

out of 5

POSTED: | BY: Jillian

Nationwide has been great!

I have had a great experience thus far with our Nationwide coverage for both of our Bulldogs, Sadie & Tyson. The claim submission process is very easy and I have been happy with the response time.
5

out of 5

POSTED: | BY: Janet Hughes

You guys are awesome.

They are always very timely in getting my payments sent out. They have covered every claim I have submitted. My dog had TPLO surgery and it was fully covered minus the $100 deductible. She is now having back issues and they have covered her X-rays and office visits for follow-up care. This company is amazing and they take care of the customer 100%. I am happy I have this insurance as two English Mastiffs can be expensive as they age. My girls are 6 and 7 and this insurance has made caring for them easy as I know my claims will get paid.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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