Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Efficient

We have been very happy with Nationwide. It may take several weeks for a claim to be processed but have never had any issues submitting them and getting reimbursed. The direct deposit process is very easy. Thank you for all you do for our two pups.
1

out of 5

POSTED: | BY: Haley Mackevich

Could be better

Whenever my cat needs to have a follow up with the vet, I have to wait months at a time to get reimbursement. Meanwhile, I have to pay it off on my credit card. Which is 19% each month nationwide is setting on it. My co-worker uses a different company, and she gets her reimbursement within a week. If the company needs more info from the vet, they call the vet themselves. Each year monthly premiums seem to be rising to 20% more a year which is super high from my point of view. When I first open my policy, there was a 1% rise in premiums. I might be looking into different policies, this coming year.
5

out of 5

POSTED: | BY: Bonnie Bartlett

Responsive

I have wellness/complete coverage and have used the insurance only twice to date. The process has been easy.
5

out of 5

POSTED: | BY: Matt

Amazing!

We recently had our Berner steal and swallow a steak bone. After visiting the vet and learning how serious (and expensive) treatment would be, it was comforting to know that we could give our dog the care he needed without breaking the bank before the holidays. Thank you Nationwide!
5

out of 5

POSTED: | BY: Sara McPhee

Nationwide pet insurance is a life saver, literally!

I can honestly say that having Nationwide pet insurance saved my dog's life when she ate some chocolate saved for Christmas! Because we had insurance for her, we did not hesitate to take her directly to the vet and so glad we did! The vet bills were very high but since we pay into insurance, Nationwide is covering her vet bills at 90%.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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