Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Cicily

Even acupuncture is covered

Because acupuncture is covered on Olive's plan, she is feeling much better and is a happier and less stressed dog. I was surprised to find this is a covered procedure. She no longer needs pain medication because the acupuncture is working so well for her.
4

out of 5

POSTED: | BY: Gail

Claim payment could be quicker

Filing a claim is quick and easy when I email or fax but why does it take 5-6 weeks to receive a reimbursement? With technology, there should be no reason for long processing. Other than that, I am satisfied with the service.
5

out of 5

POSTED: | BY: Jane

My dogs care was spectacular and he’s recovering well post surgery

My GSD is now recovering from his 2nd cruciate ligament surgery, made possible due to having insurance with Nationwide. He’s had their insurance since he was a puppy, as have all our dogs. The peace of mind makes pet insurance worth the dollars we pay.
5

out of 5

POSTED: | BY: Roger

Good Job

I am very happy with Nationwide it is a good professional company and a pleasure to be one of your many customers. The few times I have actually had to call in the persons I have talked to have always been very polite and professional. Good Job.
5

out of 5

POSTED: | BY: Cynthia

Pet insurance you can trust

This is the only pet insurance that pays you back % of your claim. However, the processing of claims is too long given that everything can be done electronically. I also didn't appreciate when renewal time rolled around, the premium had gone up $25 per month. Although they say its not based on the amount of claims you have, no other reason makes sense. My hope is that this won't become cost prohibitive as my 3yr old dog ages and I have to cancel the policy. I am happy with the service, just a couple of tweets are in order.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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