Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wanda

Awesome and speedy claim service

My dog Gunnar went to vet for his yearly vet examination and update on vaccines. The vet discovered he had a slight ear infection in his left ear. Nationwide Ins. Needless to say was very quick on settling my claim.
5

out of 5

POSTED: | BY: Joye

Consistently Great Service

This was my first foray into pet insurance and I really was skeptical about how useful it would be for me and also how much of a headache the claims process might be. I apparently had nothing to worry about and it has been great peace of mind having the wellness coverage. The claims process has been a breeze with everything done online and reimbursement has always been very fast. For further convenience, you can have reimbursements direct deposited into your account. The explanation of benefits is very clear in terms of what is covered and how your reimbursement is calculated. All in all, it has been a very positive product and service experience. I would highly recommend to friends and family.
5

out of 5

POSTED: | BY: MArianne

Nationwide Pet Insurance

They are very prompt in processing my claims.
5

out of 5

POSTED: | BY: Lorie

Having this Insurance is a definite lifesaver.

It makes it possible for me to take care of my boy properly without agonizing over how I will be able to pay for his care.
5

out of 5

POSTED: | BY: Laura

Thanks for covering my pup!

Worth getting the plus plan that covers vaccines and wellness check ups. It certainly helps take stress off when raising a puppy. Groot sends his appreciation too!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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