Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bert

No one should go without pet insurance.

Thankful for pet insurance that is affordable, and benefits my dogs. I have passed on Nationwide pet Insurance info to numerous people.
5

out of 5

POSTED: | BY: Anthony DiZinno

great insurance coverage

Nationwide insurance is a fine insurer to be associated with. I personally have an upgraded policy and have absolutely no complaints about claim reimbursement. Their policy rates are comparable and yes, as one's pet ages, the rates do increase in plateau parameters. The time frame from their claim receipt to claim reimbursement is fairly expedient and thoroughly explains the benefit remittance applicable. I have had Nationwide for my previous pet of 16 yrs and without any reservations or shopping around, I immediately enlisted Nationwide for our new addition. Considering that we would take care of our dog, unconditionally, and spend whatever it takes, having Nationwide Pet insurance to offset our out of pocket expense is most welcome. They don't cover everything but will cover, either partially or fully, other issues. Having the peace of mind of having insurance in case of an emergency, is well worth the monetary difference of policy cost and remittance. MY only reservation about Nationwide is that their dental coverage is minimal, at best. Considering dental health most important to a dog's overall health, I would have expected more from them, even if it would require a rider policy to include additional cost. That being said, I do recommend Nationwide Pet insurance.
5

out of 5

POSTED: | BY: Martin McColgan

A must have for your pet!

Nationwide pet insurance has been great. I would always carry it on my pets! They are very efficient and responsive.
5

out of 5

POSTED: | BY: Susan Kipp

Great pet insurance

I have had this pet insurance for years and I highly recommend it to all pet owners ! Great company to work with !
5

out of 5

POSTED: | BY: John Grossi

Nationwide Pet has been a huge help to us for the last two years.

Because of this insurance company, we have been able to take care of some major health problems for our two year old coton.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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