Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Justine

Paid for itself within a week of my policy being active

Right after her policy became active, our beagle had a blockage in her stomach which required her to be hospitalized/monitored for a few days. Knowing that we had nationwide made me feel confident in ensuring she had the best care regardless of cost. My biggest fear in purchasing health insurance was that agencies would skirt around assuming the costs, but almost everything on her bill was covered. I wish we had more communication during the review process, but once we were informed about which expenses were reimbursed we were quickly paid. The entire review process/payment took about 5 weeks.
5

out of 5

POSTED: | BY: lesley cohen

Excellent customer service

Nationwide, formerly VPI, is worth every penny. This is my second pet that we have used the insurance. More than pays for itself.
3

out of 5

POSTED: | BY: arjun

Great insurance policy but..........

Great coverage and no hassle insurance payments via electronic deposit....however the time to process payments has drastically gone up, customer service provides scripted responses that no update for payments can be provided till 30 days are over, now the payments take 30 days, at least to come in.
5

out of 5

POSTED: | BY: Marge Block

very good

I have had VPI/Nationwide since Maddie was 4 months old. It has been fair and honest with us, but as she now is 8.7 years old the insurance is getting quite high, per year. I would not drop it totally but may make some changes to the coverage in order to keep it.
4

out of 5

POSTED: | BY: Cathy Carlin

Happy for the most part

We have had your coverage for our dog and cat for two years and have been happy with the service. What we are not very happy about is the price increase for our dog's plan by almost double! We understand that prices go up, but the amount of this increase seems pretty high!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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