Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Thomas

Great service, prompt reimbursement

Used both the 24hr vet line as well as the insurance claims. The 24hr vet line is the one that recommended I take my pup in and I am glad I did. He is doing great now and the reimbursement after was rather quick as well. My only recommendation would be if the claims could be submitted directly on their website. Instead today you need to print out a pre-filled claim form, complete it, scan everything in and email it over for submission. Not too bad, it could certainly be made easier by letting us submit directly on the website or through an App (take pictures of the invoices to upload). Overall a good experience, only con is the submission process for claims could be a tad bit easier.
5

out of 5

POSTED: | BY: Lillian Barker

We are very pleased with Nationwide.

We are very please with all of the services that Nationwide provides.
5

out of 5

POSTED: | BY: Keely F

Compassionate Coverage

I was so thankful for my Nationwide pet insurance coverage during one of my cat's recent dental procedures to address the effects of dental disease and tooth extraction. Anytime our pets have medical issues, financial coverage is the last thing you want to think about. I've been a Nationwide pet insurance customer for nearly 6 years and never had to file a larger claim. The filing process was quick, easy, and the benefits covered nearly all of the procedure costs. I was so relieved to be able to focus on my kitty's healing and recovery and appreciated the follow up note from Nationwide to check on her medical status a few weeks after the procedure.
5

out of 5

POSTED: | BY: Brian Imszennik

You guys are great!

Thank you for always being responsive and caring for my dog, Riggins! I greatly appreciate it.. keep up the good work!
5

out of 5

POSTED: | BY: Dwight Frase

The best insurance going

We have had your insurance for about 3 years now and couldn't be happier with you your promptness with claims is great we recommend you to everyone
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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