5
out of 5
POSTED: | BY: Miriam
Love the coverage, wish reimbursement was faster
I love how much nationwide covers, I just wish it didn't take about 4 weeks for every claim to get reimbursed.
4.8
out of 5
Number of reviews 24,757
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amy
Great insurance. I've been with this company for over 25 years. Best Pet Ins on the market.
I've been with Nationwide\VPI for 28 years. Best Pet Ins available.
2
out of 5
POSTED: | BY: Tracey
Major price increase, too many preexisting conditions not covered and hereditary excuses
I have been a loyal customer for over 3 years. I had coverage on 2 dogs. Everything my BullMastiff has ever needed, (besides shots and meds) isn’t covered. We’ve always heard , sorry it’s her breed, that’s hereditary, she has too many wrinkles, now that will be a preexisting condition. I Paid a small fortune for 2 dogs & barely got back $400 last year. My boxers insurance plan, just came up for renewal today, I supposedly had the Good plan. They raised her rate “”28”” bucks a MONTH!!! That’s ALOT.... I was told they raised her rate because of her age. Really, she’s “”” 3 years old”” !!! We have never had any major claims on her, The normal year shots and heartworm/flea pills. She had Kennel cough, as a pup at about 6 weeks of age. She’s now considered a pre existing condition, for anything upper respiratory!! Too much in the fine print that isn’t covered, that you don’t know about ,until you submit your claim. Pay very close attention to your yearly premiums. I would have never noticed it went up, but I got a alert from my credit card provider, saying a nationwide charge had been approved. When I looked at it, it wasn’t my normal charge per month. I’m beyond frustrated & just cancelled both of my policies. I have wasted too much money here.
2
out of 5
POSTED: | BY: Valeria
Too Slow
This insurance pays too slow. I have been saying it for years but still no change. They should pay the bill upfront instead of reimbursement just like human health insurance. Yes it is good to have if you have the money to pay upfront but if you dont they are not much use.
5
out of 5
POSTED: | BY: Robel
Nationwide pet insurance cares about our dog, and, very professional with their job.
Claims are process very quickly and alway do follow up emails to see how our pet is doing. And, always making sure we get the treatment our pet need.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.