Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angela

Easy to use and good coverage

A bit pricy up front for our wellness plan but it covers a lot. We recently spent $1k on a pancreatitis episode and almost got the entire thing reimbursed. Easy digital systems make submitting claims fast and simple for me. Also, the vet hotline was amazing for a few quick advise items I needed.
5

out of 5

POSTED: | BY: John Caulfield

A satisfied customer

I was very pleased with Nationwide's electronic system for filing medical claims, reimbursements, and explanations of coverage. Nationwide was expeditious and clear in its responses to my questions, as well.
5

out of 5

POSTED: | BY: Adriana Olvera

Best service ever.

Outstanding
5

out of 5

POSTED: | BY: David White

Excellent

Decent claims response, but within disclosed time period. No hassles. Excellent service.
5

out of 5

POSTED: | BY: Maria Pascucci

Claims take a bit long to process

I am pleased with the benefits and customer care. My only minor complaint is that most if not all of my claims have taken the maximum 30 days to pay out. I wish there was a quicker turn around.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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