Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheila Lesher

I am so happy I purchased Pet insurance for my two Cats.

I have two Cats, both under three years old. Both of them had to see the vet last year, the claims I turned in was easy and no hassel. i am so happy I have pet insureance.
5

out of 5

POSTED: | BY: Heather

Good Coverage

I'm impressed with the fast turn around in getting my dog's claim processed.
5

out of 5

POSTED: | BY: Stephanie Williams

Happy I decided to get insurance for my dog

I appreciate the security that comes with knowing unexpected expenses will be covered by Nationwide Pet Insurance. We recently discovered a cyst in my dog's tail . Surgery will cost over $1000. I don't have to stress about paying for treatment knowing that I will be reimbursed by Nationwide.
5

out of 5

POSTED: | BY: William

very pleased with how easy it is to submit claims and get reimbursed

very pleased with how easy it is to submit claims and get reimbursed. Fairly expensive but worth it at least in this stage of my dogs life.
1

out of 5

POSTED: | BY: Michelle Mazzotta

Misdiagnosis

Nationwide states that my dog has a pre-existing condition which is not true. Every time he’s had gastro/stomach/vomiting issues, it’s all been from completely different reasons.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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