Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debora

Amazing service and delivery!

I had VPI insurance on my pets the last few years, then Nationwide after they merged. The transition was very smooth and I still get the best service. Everyone is always so kind, professional, and helpful. I recommended you to the Cat Hospital of Portland when they asked who I have covering my kitty, Count Flufferton. They were glad to hear that they had other options to recommend to their clients. I couldn’t say enough positive things about Nationwide!
5

out of 5

POSTED: | BY: Michelle

Nationwide pet insurance has always come through for me and gives me the peace of mind knowing my pet is covered

I ❤️❤️❤️❤️ nationwide!
5

out of 5

POSTED: | BY: Tina

Best thing I could do for Jeni was get her health insurance

Best decision I ever made. My yellow lab has allergies and has had a few ear infections and having insurance on her helps me take the best care for her that I can.
5

out of 5

POSTED: | BY: Georgia

So glad we have pet insurance!

Sometimes we go months betweenvet visits and sometimes it seems we go several times a week with one pet or another. People think pet ownership isn't expensive but doing it right and not having to postpone vet care is expensive. Nationwide picks up the bulk of the cost and lets me manage a significant but reasonable monthly cost. Having those reimbursement checks come in is awesome.
5

out of 5

POSTED: | BY: Fatima

Great coverage!

Immediately I adopted my cat I made sure he was insured, I wanted a plan that included wellness care and this was the only one. The premium is good, I paid for 90% coverage so It's a little bit more expensive but worth it in case my furry baby gets sick. The only bad thing I could say is that It takes almost a month to get reimbursed and that's kind of long in my opinion. Other than that, it's easy to claim expenses, I snap a few pictures and that's all, then they deposit to my account. Easy right?
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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