Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kerene

Good service!

My Bambino Sphynx suddenly had an acute ulcer in her eye. I took her to the emergency vet and got her treated. Nationwide has been great covering all that she had to have done according to my plan.
5

out of 5

POSTED: | BY: s

Wonderful and Fast!!

Nationwide is fast and covers exactly what they advertise. No hassles! A true life saver -- both of Cooper the dog and dad's bank account.
4

out of 5

POSTED: | BY: Ximena

Got my reimbursment, improvment recommemded

I got my reimbursement. When I called to check status , I spent about 2 hours navigating the annoying system trying to speak to a live person. It would be nice if the letters of the claim explained what the claim was for (physical therapy , surgery etc), making it easier to understand what that were working on , instead of guessing what it was being processed as many claims were sent from vet.
5

out of 5

POSTED: | BY: Karl

Terrific

Wnderful service
5

out of 5

POSTED: | BY: Nikki

We LOVE Nationwide!

We decided to get Nationwide for our pet because it was recommended to us by our vet. We figured it was worth a shot. We are SO glad we took that chance. We have had Nationwide for almost 4 years now and we could not be happier! They cover exactly what they say they will cover and the process of submitting a claim could not be easier. We highly recommend them!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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