Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nathaleen

Awesome pet insurance and customer service

This pet insurance is a life saver. The payments are minimal, but the return is huge when you need them the most. Their claim process is easy to figure out and the communication is great!
5

out of 5

POSTED: | BY: Velda

Well worth the premium

I nhave been pleasantly surprised by the reimbursements for Maddies vet services.
5

out of 5

POSTED: | BY: Michael

Some slight kinks in sharing all the records, but after that it was smooth sailing...

Let's admit that those of us who have dogs are generally freaks for our companions. They're not just family members; they are likely the one relationship we're in which gives us genuinely unconditional love. Not your wife or husband, not your kids. Sure they love us, but there's always good days/bad days. With dogs, it's consistently the best day possible when we come home. Smiles, wagging tails and PURE excitement to see us. What's the point? It's that when something happens to them, it's genuinely scary and frequently heartbreaking. To top this off, it's generally always an expensive outlay since we have to pay everything up front. And anything medical, whether human or animal, costs a lot. So, once everything hopefully works out with your emergency or simple check-up, it's a relief to get a relatively quick reimbursement. The process, at least for me, wasn't filled with stalling on the insurance company's part with continued requests for more/additional info. Most importantly, my best friend (Huckleberry) is doing 1000 times better from that terrible day. The plus was that Nationwide essentially made me whole (less the deductible and few non-covered items). No one loves paying for insurance when all is fine. But, it's not just nice to know it's there if you ever need it, it's essential. I hope none of you ever "need" it, but I can tell you that from my POV, this company stepped up and relieved this concern for me.
5

out of 5

POSTED: | BY: Rhiannon

THANK YOU for making an emotionally stressful time a bit easier!

I am so thankful for the claims reimbursement for my cat’s veterinary care over the last few months. He was incredibly sick and needed an extensive amount of treatment very acutely; I was concerned I would lose him. Treatments were very expensive, which only added to the stress of the situation; having never filed a claim with Nationwide before, I wasn’t sure how the process would work and was honestly unsure of how much of the care would be covered. I was so pleased with the reimbursement I received, so THANK YOU for making that terrible time a little easier! I’m happy to tell you that Desmond has recovered well and is back to his old, sweet self. Thank you again, Nationwide!!
5

out of 5

POSTED: | BY: Anne

Excellent, efficient service

As stated above, excellent efficient service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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