Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: James My

Biscuit's health

We got Biscuit when he was 5 1/2 years old. He will be 6 on January 24th. He is doing great and seems to be really happy. HE had some behavioral issues with socializing with other dogs, but he is getting better.
5

out of 5

POSTED: | BY: Mimi Fong

Life Saver

My pup got hurt during a play session and required emergency care. While I had the money to pay the bill it was supposed to be bill money for the upcoming month. Lucky with this insurance I got my pup covered and didn't have to paid any late fees for my bills.
5

out of 5

POSTED: | BY: Karen Rosenthal

Excellent service

Nationwide is excellent pet insurance Took my Lilly Rose in for her puppy shots And received prompt excellent processing of my claim Lilly is doing great and is a very happy nationwide pup
5

out of 5

POSTED: | BY: Kathy Young

Dog limping 2 days

Adam is better. He must have had a soft tissue injury. With his medication and bed rest (LOL) only on a leash outside and confined inside. We were going to do x-rays if it did not improve. That was not needed. I started this insurance when it was VPI. I had no problems. Now the claims seem to take quite a bit of time and usually need more information from my vet. That does not make them happy nor does it me since I start getting the claims confused.
5

out of 5

POSTED: | BY: Claudia Vasquez

Best insurance ever

My fur baby was involved in a dog attack, taking him to the vet and getting him well was all I needed. I submitted my paperwork and everything was taken care of. Thank you for helping me with the reimbursement.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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