Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Angela

Lifesaver

Nationwide pet insurance has been great. I was with VPI in the beginning and have had a total of 3 dogs insured, 2 at present. Recently my bloodhound needed physical therapy for an injury. The claims are easy to file and the reimbursement was timely. A good part of the physical therapy was covered. I am very pleased. Thank you Nationwide
5

out of 5

POSTED: | BY: Michelle

I appriciate the quick no hastle service/refunds.

I was worried things would be complicated I've never had pet insurance. Everything has been going very smoothly and i appreciate the service. Thank you.
5

out of 5

POSTED: | BY: Sarah

A must

May be costly at times but worth it! Unfortunately have needed quite a few unplanned vet visits for my fur baby and was covered thanks to my insurance policy.
5

out of 5

POSTED: | BY: Linda

Overall a good experience dealing with your business

I have had problems understanding delays in payments and need for more information. But this was mostly my fault. When I reach a person to talk to, they are VERY HELPFUL! It’s just hard as you get older to understand electronics communications. Thanks for your patience.
3

out of 5

POSTED: | BY: Sam

Straight forward claim process — payout amounts are varied

All in all an okay company. Customer service was positively responsive and my claims were processed on an average of 10 business days. Payouts for treatments covered varied though and was left paying a hefty portion out of pocket for some emergency treatments. A trip to the emergency vet last month cost $2200 and we received half of that back. Not sure if this is standard but deafly was a hit
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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