Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pat

Terrific

Sphinx had his first dental cleaning. Our vet said his teeth are beautiful and perfect. I appreciate the fact that Nationwide provides pet insurance at a reasonable annual cost. Thank you for caring.
5

out of 5

POSTED: | BY: Erin

Annual Premium Increases

I feel that the premium increases of about $10-20 per year are kind of high for a healthy dog. I am considering moving my insurance elsewhere despite everything to get a lower premium.
5

out of 5

POSTED: | BY: Terry

Nationwide's coverage has been a 10

I've been with Nationwide for years and I am very pleased with the coverage. Claims are handled in a timely manner and reimbursements have always been paid fairly. I will definitely use Nationwide for our next pet.
5

out of 5

POSTED: | BY: JoAnn

Nationwide is The Best

I’ve never had a claim problem with Nationwide. I recommend it every time I go to the vet or have a conversation with friends who have pets. We recently lost our sweet boy to feline leukemia. Every claim I filed was promptly considered and paid if benefits were available. The painful passing of our pet companion, then filing a claim was done with ease. Thank you so much.
2

out of 5

POSTED: | BY: Wanda

too long to get reimbursement

You take way to long to process a claim. Taking 4 weeks to receive your reimbursement on a claim that is direct deposit is ridiculous. It should only take 7 days at the most to process a claim and get your money back. You are consistently this long on every single claim I make. Not sure why it takes so long, but I know other companies that don't take as long. For a claim that is a lot of money, that is too long to get your money back. You need to do better.
Please leave a review

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
Provider website

Get a quote today

Leave a review