Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Patricia

Denial of a Chronic Disease Wasnt' Chronic

Submitted claim for Nicklaus Archer on 9/22/18. He had a traumatic small laceration to face which eventually became hot spot. You denied claim and continue to deny claims stating it's a "chronic condition", but it's not. Chronic conditions are diseases such as diabetes, etc. This was a one time traumatic injury that became a hot spot due to scratching. Very disappointed that you search for reasons to deny claims. I haven't been able to recommend your insurance to my colleagues and it's offered as a benefit. You also denied teeth cleaning which should be a preventive service and not "chronic".
5

out of 5

POSTED: | BY: Joshua

Easy and the best service I could have hoped for.

I submitted several claims at once after letting them backlog a little bit. All 4 claims were processed quickly. This may be the first time I've ever been so happy with any form of insurance I've ever had. From Sugar and I, thank you so much for keeping my pup healthy!
5

out of 5

POSTED: | BY: Julia

The best investment for me financially and the best gift I have ever given my pet!

Guinness suffered a catastrophic injury that I could never have financially managed without the insurance policy provided. I am very grateful for the amazing coverage and Guinness is on the mend. My sincere thank you!
5

out of 5

POSTED: | BY: Joanne

Love Love Nationwide Pet Insurance!

Nationwide Insurance is always prompt with processing and payment. Thanks so much for helping me to help my sweet dog Leah.
5

out of 5

POSTED: | BY: Javier

Good

I don't have to much to say at this time other than you have good to me some times I think you're just a little bit high but when my beautiful dog needs medical attention you're there so then I don't care if the premium is high. Thanks

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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