Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,589

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristene

The ease of use and peace of mind your pet insurance has given me is priceless.

Your Nationwide Pet Insurance has given me peace of mind that should anything happen, you will stand behind me and I can get the help my pet might need. Your claim service was easy to use and fast.
4

out of 5

POSTED: | BY: Ida

It is always something....

Your customer service reps are great when you call and I have had to call a few times. You have declined claims as repeats when it was not, you are too expensive, many things seem not to be covered once an expense is incurred...
4

out of 5

POSTED: | BY: Katie

Policy is good, but clarity and claim time could improve

When you submit a claim, you don't get any updates while the claim is processing, and it typically takes at least 3-4 weeks for a claim to be processed and to get reimbursed. The coverage is good, but the policy could be a bit clearer.
3

out of 5

POSTED: | BY: Shannon

Needs better co Eagle for less cost

My sr. Dog who has been relatively healthy deserves better coverage on whole pet plan for less price. The whole pt wellness cost more than my insurance per month.
5

out of 5

POSTED: | BY: Richard

Nationwide was there for me!

Thanks to Nationwide - we were able to provide the needed care our number one son deserved without worrying about unexpected expenses.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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