Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Olga

Easy to use, reliable service all the way!!

Incredible easy, reliable service. Made this moment easier to handle, great knowing my pet insurance is something I can look forward to. Web site was great to use.
5

out of 5

POSTED: | BY: Alexx

I’m so grateful for Nationwide's pet insurance, it has taken a huge load of stress off my shoulders.

I was so concerned about my dog Jax and the added financial burden of his vet visit. I am so pleased with the help I have received from Nationwide and every representative I have spoken with has been extremely kind and helpful.
5

out of 5

POSTED: | BY: Debby

Never a better Pet Insurance!

I am thrilled with the ease of claim, response to claim and personal customer service. I have had a couple of pet insurance plan and by far my best experience has been with Nationwide! I have two Shetland Sheepdogs that are covered for both wellness and illness/injury. It has reduced my financial stress significantly when the pups need services. I have recommended Nationwide to several friends.
5

out of 5

POSTED: | BY: Lisa

I won’t be without it with any pets

I always send in all paperwork vet gives me. The receipt with everything itemized. The vets office really doesn’t give you a diagnosis sheet. When I submit everything I am given I always get rejected and the reason is no diagnosis. I contact the vet and they say everything is on the paperwork. I have to usually file at least twice to get approved
5

out of 5

POSTED: | BY: Robert

Lilly is doing well. Thank you for the support.

Claims were processed promptly. Some delay on one because of a diagnosis error on our part. But, form letter did not explain the problem in sufficient detail for us. It required a conversation with our Vet.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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