Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,592

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rose

Excellent service. Prompt response to claims. Highly recommend.

I highly recommend Nationwide to all pet owners. The coverage is excellent and claims are handled in a timely manner. They offer you peace of mind in giving your pet the very best Vet care when illness strikes.
5

out of 5

POSTED: | BY: Jamie

Submitting claims is a breeze!

Claim submission is so easy! Accessing your online account is also super easy! Fantastic pet insurance with great coverage!
5

out of 5

POSTED: | BY: Cristina

Prompt seamless reimbursements.

Very prompt seamless reimbursements directly deposited into bank account. Recommend.
4

out of 5

POSTED: | BY: Charlie

Good coverage, but it only pays a small part of the bill

Having pet insurance is great, as is not having to pay all of our dog's medical bills. However since Nationwide took over from VPI, I have noticed they are paying an increasingly small part of the claims. This makes the coverage less useful and erodes the peace of mind the coverage has provided.
5

out of 5

POSTED: | BY: arthur

Quick turn around on claim

Claim process was quick and easy. Personnel were helpful. Thankfully Bones recovered nicely and is back to old self
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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