Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jiaomin

Good

Overall good experience.
5

out of 5

POSTED: | BY: kelly

I recommend Nationwide to every single person I know.

I can’t say enough how much Nationwide has done for us with Winnie. We had 4 dogs and just lost 2 of them within 3 months of ea other. They were both 12. Having the insurance with Winnie really helped us especially since we just had a lot of unexpected expenses with the other two just weeks before. We are about to get another puppy in the next month and I am already getting ready to add him as a nationwide client as well
5

out of 5

POSTED: | BY: Kiera

Easy Peasy

Everything went smooth, I have no complaints.
5

out of 5

POSTED: | BY: juliana

Great pet insurance with so-so claim process

Affordable wellness and health insurance for my dogs but the claim process is a bit antiquated by mail or fax only. Otherwise, pretty good coverage and I’m satisfied with the reimbursement service and speed.
5

out of 5

POSTED: | BY: Harry

ER visit with dog

Nationwide made the claims process very easy to submit and promptly took care of the matter without issue. Very pleased all around.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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