Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet L

fast prompt service of claim keeping me updated every step of the way

I was impressed by the speed and ease of processing my claims as well as Nationwide keeping me updated every step of the way! Would definitely recommend to my fellow pet parents!
5

out of 5

POSTED: | BY: Michelle Hooker

Passing of my Bassett hound

My baby, Cooter Bailey, passed away this week amd having to call and communicate this information to the insurance company was very difficult for me. They made my call as easy on me as they could and i appreciate their understanding and empathy during this very difficult and sad time for me.
5

out of 5

POSTED: | BY: Christine Zaffarese

Not sure

Chico is at the vet often. Having insurance for him helps. The claims are processed in a timely fashion.
5

out of 5

POSTED: | BY: Heather Pantalone

Great coverage after a seriously unexpected surgery for my dog.

Great experience with insurance. I was content with the amt that I Got reimbursed. Glad I choose to get this insurance. Easy to put in claim and track progress.
5

out of 5

POSTED: | BY: Linda Deascentis

Claims

My oldest Boston Terrier has had several health maladies this past year. Nationwide has correctly processed them in a timely manner. If I have questions on any claims submitted my inquiries are answered & clarification provided.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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