Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra Magyar

Best decision we made to take out this insurance for our pets.

We have had our pet insurance for many years and it gives us comfort when making decisions on medical care for our dogs. Just like us, we felt it was important for them.
5

out of 5

POSTED: | BY: LUCY

Covers 90% of any vet bill, not much to complain about!

Super easy to submit claims and get reimbursed. I don't have any problem w/ Nationwide and our Dobie has been covered since 4 weeks old.
2

out of 5

POSTED: | BY: Beth

They keep significantly increasing the price of our insurance.

We signed up for Nationwide two years ago at a rate of $60 per month. This seemed reasonable and we wanted to make sure that our dog was covered. Our dog is now 3 and they have increased our rates by $90 per month. They are now asking for $150 per month. We now feel stuck with this insurance as other insurances may not cover anything deemed to be a pre-existing condition. When I called Nationwide to see why the price went up so much, they said all plans went up due to increased costs in veterinary care. $90 per month seems like quite a significant increase for ‘increased costs in veterinary care’ in one year. I didn’t feel they were being honest with me and I feel like we are being punished for using the insurance to cover a surgery our dog needed to have on her leg. I would not recommend Nationwide unless you only need it for a year, otherwise you are locked in and they will significantly increase the prices taking advantage of the fact that you are locked in with them.
5

out of 5

POSTED: | BY: Tina Freesmeier

You guys have been amazing!

You guys have saved me so many times this is our first dog that has been this hyper for a bulldog. She is a handful and needs the best. Thank you guys for being there for her always.
5

out of 5

POSTED: | BY: Angela Sdao

Nationwide really is on my kids side

On my second year with Nationwide and am more than happy with how easy sending in claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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