Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl Morrissey

I wish my insurance was as good as my dog’s.

I have had our pet insurance since we brought Bella home around six years ago. It has been a lifesaver for us, and it could not be easier to use. Thank you!
5

out of 5

POSTED: | BY: Tom L

Very Good Service

The service handling claims is very good. Some claims seem to take longer than necessary but not a big deal. The electronic fund transfer feature seems to allow the bank to be a 3rd party in the transfer - bad news. Why not have ACH transfers be automatic as elsewhere. As the pets age the policy prices become very big but that is probably industry follow. Bottom line I have used VPI for many years, over 10 years, for at least 3 dogs. That speaks to my recommendation.
5

out of 5

POSTED: | BY: Patricia Bridges

I’m glad I have Nationwide

I was originally with VPI who was bought by Nationnwide. In comparison with other pet insurance I went with the better insurer - Nationwide.
2

out of 5

POSTED: | BY: Michael D

Disappointed

Although I should have thoroughly read the lengthy document associated with my dog's medical insurance policy, I find it highly disappointing to learn that your company WILL NOT cover my dog's hernia operation. Paying over $700/yr over the past 4 years, I would think that MEDICAL INSURANCE would at least pay for a major part of the procedure and not just the exam to discover my dog's issue. I can tell you for a fact, I will not be renewing my dog's policy with your company, Nationwide.
5

out of 5

POSTED: | BY: Nikki schreier

Excellent service.

I am thankful to nationride for their help with my vet bills. And for their excellent customer service when I call with questions. Their representatives are always kind and caring.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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