Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Melinda Bruno

Took over a month for the claim to be processed, but it paid off

My cat Maurice had some teeth pulled at the beginning of November, and I got back 90% after meeting the deductible. Maurice's insurance is a great investment in his health, both now when he's young and strong, and later, to maintain his health.
5

out of 5

POSTED: | BY: Lucia Reusch

Great insurance company

I really happy with Nationwide . Is nice to have insurance for my baby and I can keep my vet. Thank you Nationwide
5

out of 5

POSTED: | BY: Santi Chua

By having Nationwide Pet Insurance, our dog gets the best health treatment.

Best pet insurance. Great coverage, Easy to claim and fast reimbursement.
4

out of 5

POSTED: | BY: pat leonard

Very good insurance to have but must be observant and proactive to responses and codes when putting claims through.

After having surgery for a broken leg my claim was payed based on only a splint and emergency visit. I had turned in all paperwork and the diagnosis code from vet and surgeon yet the claim first came back as only a splint being a diagnosis!!!!! that is not a diagnosis. I then spoke with claims and was told the process for requesting this claim to be reevaluated. Thankfully ,after reviewing this claim again the proper payment and diagnosis was approved. I am now very satisfied with Nationwide pet insurance whom I have had for many years with other pets and have even recommended to friends and customers as an RVT in the veterinary field.
5

out of 5

POSTED: | BY: RICK BAKER

Quick efficient service by caring people.

Great coverage. A staff that is professional and caring. Claims paid in about a month.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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