Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Teri

Wouldn't have a dog without your insurance

We have had insurance for all three of our dogs, over 20 years. Always been satisfied. Haven't had to use the 24 hour vet line yet but feel more secure knowing you have it.
5

out of 5

POSTED: | BY: Kristine

Getting pet insurance was the best decision I’ve ever made.

We got pet insurance for our 2 dogs. All the claims we have sent in were reimbursed rather fast and almost 100%. All our wellness exams. Heartworm and Flea/Tick medication. Dental exams. And a $2,000 surgery. Reimbursed $1,860. If we should have an emergency they cover up to $4,000. It’s a great piece of mind to have.
3

out of 5

POSTED: | BY: Lydia

This pet insurance stresses me out

Its frustrating how difficult it is to get reinforcements and how long it takes to hear back after you put in a claim. Not to mention after one year you're going to raise our monthly payment.
5

out of 5

POSTED: | BY: Elaine

Glad I have the help & ease of Nationwide pet insurance.

Thanks Nationwide!!!❤️
5

out of 5

POSTED: | BY: Patricia

Excellent

I am very happy with the pet insurance. I recommend this insurance to everyone. It’s fast and easy. I will never have another pet without getting your insurance. Thank you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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