Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shelby Simpler

I am so incredibly grateful.

Thank you so much for creating such an easy way to file a claim and track its progress, and thank you even more for for the easy reimbursement straight into my account. I won't complain about the processing time. The Christmas/New Years holiday and the sheer amount I claimed was probably mind-boggling. I cried all over again when I saw how much this insurance reimbursed me. One of Emo's vets assured me Nationwide would help and begged me to please let her keep trying to find what was causing her lungs to struggle. I'm so glad I believed in my cat and my vet. The vets were unable to prove either Pulmonary Embolism or Pneumonia... but today, she's running and playing again, fully recovered from a near-death experience (and probably minus a couple extra cat-lives). Most importantly, from the bottom of my heart, THANK YOU for saving her life! :') P.S. I think her breed is spelled: Nebelung (The massive list of cat breeds is one of the coolest things about this site. It really makes it look like you care and know what you're talking about. Love it.)
5

out of 5

POSTED: | BY: Kelly

The best pet insurance

They are great and really do care about your pet. They are informative and always looking out for what’s best for your pet.
4

out of 5

POSTED: | BY: Sarah V

Your plan is great but the time it takes for payment is lengthy.

I’ve never had any objection or difficulty with this plan or with the prior plan with my previous pets. You make it easy to keep my boys in good shape.
4

out of 5

POSTED: | BY: Joel Esterman

Reimbursement

Payment is made clear. It takes a bit too long for the review, though.
5

out of 5

POSTED: | BY: amy

thank goodness I have y'all

y'all have been so helpful with all my pets im so thankful to have insurance provided through you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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