Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jane Thomas

Easy

Claims are easy to submit and payment promptly made.
5

out of 5

POSTED: | BY: Robert Mickelsen

Best vet insurance ever.

This is the only insurance I have ever had that does what they say they will do! I plan to be a client for life.
5

out of 5

POSTED: | BY: Melissa Miller

It has been great to have insurance but his insurance went up from $40 to $63 which is a huge jump up. I could understand $5-10

It's been great having insurance but I just got notice that his insurance is going up from $40 to $63 a month. I can see $5-10 increase but $23 extra a month has made me wonder if insurance is really worth it...I am a single mother of a disabled child and I got our dog to help my son with his anxiety and to have a buddy. Asking that much more I am swaying on canceling...
5

out of 5

POSTED: | BY: Mr Steve

Nationwide is extremely dependable and I’m letting everyone know.

When I got my cat, I wanted the best I could offer her. When I discovered that pet insurance existed, I didn’t hesitate getting her coverage. It was one of the best decisions I made in her case. Shortly after, she fell ill and was hospitalized. I was skeptical, but Nationwide came through. I’m now a lifetime member.
5

out of 5

POSTED: | BY: Nathan Owens

Great customer service and quick, helpful response!

I was expecting a troublesome process when submitting multiple claims for my pup after some unexpected dental issues. However, the online submission process was quick and straightforward, and the claims were processed much more quickly than expected. Before I knew it, I had been reimbursed for all claims! Wow, this was simple and stress free! I highly recommend Nationwide if you care about your pet!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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