Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Natalia B

Raised premium from $64.15/month to $92/ month after 1 year of policy, no major claims

Raised premium from $64.15/month to $92/ month after 1 year of policy, no major claims (+regular $250 deductible). This is an obscene practice! I called, and of course agent couldn't care less. I used to recommend this for other pet owners, never again.
5

out of 5

POSTED: | BY: Tina Csiszar

I am very happy with your company.

Thank you for always making my vet appointments less stressful by knowing you are going to help me out with part of the payment. I appreciate your easy to use website as well.
5

out of 5

POSTED: | BY: Denise Reniere

Great pet insurance

Has met all my expectations, payments made promptly and fairly. To date no significant increase in insurance cost.
5

out of 5

POSTED: | BY: Darcey Belisle

Verry Happy

I am very happy with how easy things have gone so far. I have the app and its so simple to use. I highly recommend Nationwide and I tell all of my friends that have pets.
3

out of 5

POSTED: | BY: Allison Ford

Unclear about my benefits

Overall I find the claim submittal/reimbursement process to be fairly smooth and painless. I have taken advantage of the Helpline once, although I did not find it particularly helpful. It would be nice to understand more about my benefits and exactly what I get reimbursed for; I thought that after meeting the $250 deductible for the year I would be reimbursed at 100%, but that has not seemed to be the case. I would recommend that the Member Center of the website include a more detailed breakdown of submitted expenses and reimbursement amounts, rather than just a list of EOBs.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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