Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy

Claims and customer service

Your customer service reps are always helpful and informative
5

out of 5

POSTED: | BY: Josephina

Protect Your Pet and Yourself

Nationwide has always been there to assist us with the insurance claims for our veterinary visit reimbursements for our current pet. I constantly remind pet owners especially at the Animal Hospital how important it is to consider pet insurance. We have had two previous pets and both were insured with Nationwide and would not be without it.
5

out of 5

POSTED: | BY: Pat

I can say it in one word “AWESOME”! Thank you

I have nothing but wonderful experiences with Nationwide. It’s an amazing company for dog insurance. Payment never takes more than 2 weeks from time it is submitted and payment has been wonderful especially when both our dogs needed knee surgery. I’m glad I took Nationwide over other dog insurances. Thank you Nationwide
5

out of 5

POSTED: | BY: Carla

You guys are great!!!!

Thanks for the great service and for checking in.
4

out of 5

POSTED: | BY: Kiersten

Great Insurance!

I really love the insurance company, I love that it covers almost everything and eases me in my finances. For example my one bill that was 97$ Nationwide covered 75$ worth of it! However, my 2 complaints are the phone services it took me over 30 minutes to even get to the waiting portion to speak to an actual person. Also, the claims take a month to get refunded which interferes with the finances of getting my puppy to his next appointment! I get there are a lot of claims but there should be an easier way to get the money back faster!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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