Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tony Stock

Im so happy we decided to take out Pet Insurance through Nationwide, its made our lives much easier!!

Pet Insurance is nothing short of amazing. Our previous dog, we did not have insurance and we spent a lot of money on vet bills. When my employer sent out information that they are going to be offering pet insurance , i called my wife immediately. We decide in a short amount of time after reading over the paper work and the information on the website that we were going to take out the insurance for a little while to see if it would be a benefit. Well after only 1 month and 2-3 visits to the vet we decided that we will NEVER go without having pet insurance. If you are like us then your pet or pets are like your children and you will do whatever it takes to make sure that they are happy and healthy. With having pet insurance a lot of the tough decisions that come up due to injuries, eating something they shouldn't have or just checkups, it makes it 100 times easier to do whatever it takes. I do not have any complaints at all for the service that we have received from Nationwide Pet Insurance. The only thing i would like to see in the future is a clear and precise breakdown of what is covered and what isn't. With that being said i have not gone out of my way to read through paper work or read online to see if this type of information is already out there. So if this type of information is out there i take back my comment. I have recommended Pet Insurance to everyone that i work with at my office. We had a meeting and reviewed company perks and pet insurance came up. I was the only one there that has it. I gave all of the benefits my wife and i have had regarding pet insurance. I just hope everyone listened to what i had to say!! I also have recommended pet insurance to all of my friends and family that currently or are thinking about getting pets. I wanted to note up here that we have had 4+ claims that we have submitted. I also wanted to note that the time it had taken to handle the claim has varied each time, but honestly we have never worried about it being to fast or to slow. Just having the comfort in knowing that it will be taken care of and we may get most of what we paid upfront back is all we need.
3

out of 5

POSTED: | BY: Cheryl

I don't understand your policy

I don't understand what is covered for my pet and getting reimbursed. I have been actually considering canceling and trying something else.
5

out of 5

POSTED: | BY: Dana Giebelman

Great for those unexpected vet visits

My dog is family. I love having a policy that takes the worry out of the unexpected vet visits. Claims are easy and painless. I’ll be adding our newest addition to the family to our policy very soon.
4

out of 5

POSTED: | BY: david

Refund Delay

refunds take wayyyyy too long. My sisters insurance company provide the reimbursement with 3-6 business day. Also i feel that you try avoiding reimbursement at slight discrepancy. I've had reimbursements denied just because my dog had treatment for his pre-existing allergies during the same visit to treat of another completely unrelated illness, but you guys denied it just because both were treated at the same time. Unfortunately this is not the only case, this has occurred to my neighbor twice, so it makes me think that this is the way you operate, which is unethical.
5

out of 5

POSTED: | BY: Daniel is

Good Customer Service and prompt reimbursement

Thanks for quick turn around time on claims submission

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review