5
out of 5
POSTED: | BY: Trisha
Timely
Nationwide has been very helpful with helping us with the vet bills for our pet.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Julia Johnson
Thank you
Thank you for your prompt attention to my claim about Holly's hyperthyroidism. She's on medication now and doing well.
5
out of 5
POSTED: | BY: Crystal
Very user friendly
I have always been able to get all my questions answered by staff. Very helpful
5
out of 5
POSTED: | BY: Jacqueline Jernigan
Great coverage
Takes the stress out of making decisions for my pets' care. I never have to decide if I can afford whatever treatment they need, or go into debt to get it.
5
out of 5
POSTED: | BY: Rob
Nationwide has improved my impression of them
After we got our new shelter dog, I wanted to make sure she was well cared for and also didn't break the bank, thus health insurance for her. The first year went off without a hitch, but the second year with Nationwide was less than stellar. I proactively got her shots caught up (about a month ahead of schedule) because we weren't going to be home when they came due. Turned out Nationwide refused to pay for the visit because it was still within the same year. I tried to explain the reason, but they didn't seem to care, and it quickly became obvious that all they cared about was the money rather than looking at the situation. I decided to just bite the bullet and learn from the situation. Since then my dog has started to have "old dog issues," and Nationwide has been good about covering her expenses, as well as sending me follow up emails asking how she's doing. While I assume these are automated, and no one really cares _that much_, it was still a pleasant surprise. Then this year we discovered that she had a tumor, and Nationwide stepped up and covered the majority of the cost to have it removed, which went a long way toward changing my impression of Nationwide. I'm still hesitant to give them a "10" due to that past experience, but maybe I'll bump it up again in another year.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.