Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,722

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Cheri

Claims seem to be talking longer than they used to.

Very happy with the service and response I receive from Nationwide. I recommend the program to all of my pet-owning friends. I am curious as to why claims seem to take so much longer for review and reimbursement than they used to? It seems the average is now 3 weeks and I remember it being much quicker when it was handled through VPI. Not a huge issue, but curious about it.
5

out of 5

POSTED: | BY: Mayra

Keeping my dogs healthy has never been easier!

Nationwide insurance has helped me afford better care for my rescues. The premium plan helps them get preventative care such as prescription to prevent heartworms, ticks and fleas. To date, I haven't had issues with my claims. Highly recommend!
5

out of 5

POSTED: | BY: Lisa

Thank God for Pet Insurance

I have 3 pets covered by Nationwide and it helped alot. The vet can be expensive so knowing I will get money back is wonderful. My youngest probably wont even make his deductible so I will lose money on him but Baci and Bagheera have been blessed by this plan.
5

out of 5

POSTED: | BY: Deron

I am happy with this insurance

Pet insurance is a must for everyone.
5

out of 5

POSTED: | BY: Lisa

Wow, buying Nationwide pet insurance was one of my best decisions!!!

As I said above, buying this insurance was the best decision ever! When Luna got into trouble, we didn’t hesitate about paying for the emergency surgery to save her. When I sent in the claim, I really had no idea what was covered and how much we would get back. I did the happy dance when the check come in! Luna was home and going well and the $3000.00 was covered. Couldn’t have ask for a better ending! Thank you, Nationwide!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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