Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,594

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim

Great recovery

Abby had a cyst on her eyelid removed. It has healed well and she seems ok. Cyst has been reduced in size.
5

out of 5

POSTED: | BY: Robyn

Thank you for being there for my precious Stella

Thanks for your support ef5t7
2

out of 5

POSTED: | BY: Zack

Mismanaged Claims for my Dog Ziggy Leading to No Pay Out

I have usually have had a positive experience with previous Nationwide pet claims. However, my last experience with Nationwide was horrible. I submitted several claims for my pet Ziggy who had several medical exams and tests due to an ongoing cough he had. First, the time it took for the claims to be processed was appalling. It took over 60 days for them to be processed and I kept on getting an unclear answer why they were taking so long. Request after request was being made and I kept sending the same medical records for him over to Nationwide. In the end, it was determined that my pet Ziggy had a pre-existing condition regarding these medical exams and nothing was paid out for the claims. I do not believe that he had a pre-existing condition for he was adopted and no medical records existed for him. We started these specific exams and treatments when I had the insurance policy. My feeling is that Nationwide was trying to find every way to not pay out anything for these claims and found some type of technicality to not pay them out. I currently have four pet policies with Nationwide per insurance and I as now I don't see any benefit to having these medical policies if every claim is scrutinized, and in the end, they are eventually not paid out. Hopefully the next time I will have a better experience or I will be looking for another provider.
5

out of 5

POSTED: | BY: Barry

Nationwide Pet Insurance is Outstanding

I have had other pet insurance plans and they did not compare to Nationwide. Every claim was contested and they refused to pay or fought for every dime. With Nationwide, once the annual deductable is met they cover 90% period. No hassle. Well worth the money and the knowledge that Obie is protected.
5

out of 5

POSTED: | BY: Arnita

Through and fulfill promise to pay

I am happy to have my pet insured with you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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