Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Dalena McGrew

A Little Slow on Claims

I find that while the claims are easy to file, the communication regarding claim questions is not two way and they are just kicked back, unpaid, and then potential resubmittal. The time frame of the claim process is a long one, especially when you're waiting on a large reimbursement. I think 2 weeks would be more of a reasonable timeframe versus the month timeframe.
5

out of 5

POSTED: | BY: Daniela Panzera

Great!!!

I'm so glad I decided to get insurance for my little dog... without it it would have been hard for me to get him the help he needed!!
5

out of 5

POSTED: | BY: Zada Cotton

Fast Reimbursement

Thank you for the quick reimbursement of my account. It is a little tough getting the information uploaded but I finally managed it.
5

out of 5

POSTED: | BY: Heather

Helped me so much for my oldest guy!

I have been very happy with Nationwide. I have 4 dogs who I love very much and having Nationwide Pet Insurance gives me such piece of mind when something goes wrong. Thank you Nationwide.
5

out of 5

POSTED: | BY: jane signorelli

One pleased customer can mean many ! Great service

We could not be more please with the service and prompt attention to our claims. We truly recommend your company to everyone. We thank you for caring about the needs of our pets!!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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