Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Great insurance company! Glad one of the reps recommended you guys!

Easy and convenient, so glad we chose you for pet insurance for our fur baby! Def better then the previous insurance we had for our last girl that has passed.
2

out of 5

POSTED: | BY: Sarah

Cutting corners and not providing the same level of care as they use too.

I have had my dog enrolled in your most expensive whole pet wellness program since the time I got her two years ago and she was eight weeks old. For the past three years I have had a great experience with the amount of coverage I have received until now. I got a new puppy and signed up for the most expensive plan believing the most expensive plan was the same most expensive plan I had signed up for almost two years ago. I did not realize the coverage is very different than what I have been used too until I submitted my dogs bill for neutering and got no reimbursement. I was not expecting to have to take such a hard hit. I do not feel the amount I am paying per month for this plan is worth the coverage your new plan is providing. I also do not appreciate that this was not made transparent and that I had to read the fine print to be able to know the coverage is not the same. It is really disappointing to know that you have decided to cut corners by not giving dogs under one the same coverage that was offered a two years ago. I will be looking for another insurance provider for both of my dogs.
5

out of 5

POSTED: | BY: Danika

Happy that nationwide is on my side :)

Love what our insurance has done for us!
5

out of 5

POSTED: | BY: Christina

Nationwide Pet Insurance is among the best financial decisions I've ever made

I no longer worry about how I'll pay for vet visits, nor do I have to put visits off. I don't have to make choices about which vaccines my dog will get and which I can't do. I don't have to attempt to nurse my dog at home. I can allow the professionals to do what they have the education and experience to do and I can afford to pay for their expertise. My dog is healthier and happier for it and I'm not a nervous wreck worrying if I've made the wrong decision for him. I've had Nationwide for 4 years and I've never once regretted the decision. Customer service is great and claims are super-easy. Reimbursement is fast. 5 stars. I recommend it to all my pet-owning friends and family.
5

out of 5

POSTED: | BY: Andre

You guys are awesome!

Always easy to deal with and very good coverage!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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