Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beth Kearns

With some unexpected health issues, having Nationwide has been a huge benefit.

We are very happy with our choice of investing in Nationwide Pet Insurance for our Goldendoodle, Eli! He has an amazing personality and is a huge part of our family. Taking care of his health is extremely important to us. With some unexpected health issues, Nationwide Pet Insurance has been great! I've had to talk to the staff on the phone and they are always patient, caring and helpful. It's also very easy to file a claim or check the status. Thank you Nationwide Pet Insurance!
5

out of 5

POSTED: | BY: Rita Smith

Great!

Great and very helpful!
5

out of 5

POSTED: | BY: LAUREN HATFIELD

Thank you so much

I really thank you all for your help I would recommend your company to everyone (SMILES)
5

out of 5

POSTED: | BY: Tom Spears

The complete process was simple and smooth

Not much to say. I filled out the claim form which was simple. Called two weeks after submitting the form to ensure no other information was needed. I received my check in 30 days. Just as the form stated. Was simple, and easy. Customer representative were very helpful.
5

out of 5

POSTED: | BY: Debra Jackson

Claims are handled fast and efficiently!

Each time i’ve reached out to customer service with questions, my calls have always been handled with courtesy and professionalism, and I feel that my pet’s health is very important, and that I am appreciated as a customer. I love that the claim process is so easy and efficient and direct deposit is an option to receive reimbursements.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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